The year is quickly coming to an end, which probably means this year’s dental insurance benefits are as well.
And while the year’s end is hectic for most of us, it is worthwhile to take a little time to see your EK Dental Surgery dentist to discuss what can be done with your remaining dental benefits, if you haven’t fully used them up.
EK Dental Surgery offers a no-gap promotion for new patients that includes an examination, professional scale and clean, and fluoride treatment for Medibank, Bupa and HCF.
It is the perfect time to book an appointment and take advantage of the benefits you’ve been paying for all year.
The following are the reasons to use your dental insurance before the year changes.
1. Yearly Maximum
The yearly maximum is the most money that a dental insurance plan will pay for your dental work within one full year. This amount varies by the insurance company, but the average is $800 per year, per person.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental benefits, they will not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits. Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to use your benefits before the year ends is the chance of fee increases. Some dentists increase their rates at the start of the year due to the increased cost of living, materials and equipment. A fee increase can also increase your dental costs.
4. Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment in the future. What may be simple tooth decay at the moment, could turn into a root canal problem later. Call your dentist and schedule an appointment to use those benefits.
Dental Insurance: Use It or Lose It!
The yearly maximum usually renews each year on a calendar year basis, such as on January 1st. The benefits do not carry over to the next year and must be used by December 31st.
Therefore, if you happen to have unused benefits left for last year, they will be forfeited and lost by the first month of the current year.
Our team will work with you and your insurance company to make sure that your benefits will not go to waste.
If you are long overdue for a clean and check-up, have a pending dental procedure, or need treatment, and haven’t maximised your insurance benefits for 2019, schedule an appointment with your Glen Waverley dental team here at EK Dental Surgery before the year ends.
We can help you achieve and enjoy a beautiful smile before the year ends. We can make you look good and feel good about yourself by maintaining the health of your teeth and gums.
Make the most out of your dental insurance and enjoy the wonderful benefits of having your teeth checked and treated!
Visit us at EK Dental Surgery to learn more.
SPECIAL OFFER FOR NEW PATIENTS
Pay No Gap for Exam, Scale and Clean, and Fluoride Treatment for Medibank, Bupa and HCF.
We are located at 230 Springvale Road in Glen Waverley.